Equity Release and Mortgages
Our certified mortgage planners will help you to arrange your mortgage by carefully assessing your circumstances and requirements and then researching the most appropriate mortgage scheme for you.
Moving home, buying an investment property or re-mortgaging to raise funds or obtain a better interest rate are all handled by our mortgage team.
Our independence enables us to access mortgage schemes with both high street and central lenders and we also have exclusive independent schemes to help our clients.
Sometimes our clients are buying or re-mortgaging a business and we have commercial mortgage and loan facilities available through a number of specialist lenders and other advisers.
We provide a comprehensive personal service to help you through your mortgage application process. This ensures that you receive a speedy mortgage offer so that you can proceed with your purchase or re-mortgage with the minimum of delay. We complete all of the application forms with you and submit them to the lender, regularly monitoring progress and most importantly we keep you updated by phone, text or email. This means that you do not have to speak to the lender yourself as we handle everything for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be £695.
The Financial Services Authority does not regulate commercial lending.
Equity Release: this is a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration. A fee (only payable at legal completion of your lifetime mortgage or home reversion plan) of 1.65% of the total facility arranged (minimum £995) will be payable. We retain any marketing commission paid to us by the provider.